Quantum-Safe Payments with Identity Inside
vATM is the world’s first financial infrastructure where digital identity and payments converge. Its two modules — qGuard and qPR — cut compliance costs, connect money across forms, and future-proof finance for the quantum era.
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The Cost of Repeated KYC
Banks and fintechs spend billions every year repeating the same customer checks..
vATM - qGuard : It converts a single KYC check into reusable digital credentials, potentially reducing compliance costs by up to 70%. It supports omnichannel digital payments, loyalty programs, and fee management, enabling direct retail access without commercial intermediaries. Trusted by SNB—your retail CBDC journey starts here.
Ready to Future-Proof Your Payment Infrastructure?
Whether you’re exploring quantum-safe stablecoins, retail CBDCs, upgrading security layers, or transforming high-speed settlement rails—our team is ready to partner with you. Let us show you what’s possible with a live Proof of Concept.

The Fragmentation of Digital Money
CBDCs, stable coins, and traditional currencies move on disconnected rails.
vATM - qPR : It's A high-speed, ISO-standard rail that unifies fiat, stablecoins,and CBDCs with quantum-safe security.
Ready to Future-Proof Your Payment Infrastructure?
Whether you’re exploring quantum-safe stablecoins, retail CBDCs, upgrading security layers, or transforming high-speed settlement rails—our team is ready to partner with you. Let us show you what’s possible with a live Proof of Concept.

The proven ecosystem solution for retail CBDC, chosen by IBM as their CBDC solution partner


Interoperability
Built to interoperate with existing financial infrastructure and other blockchain networks

Transaction Privacy
Inherits properties of hard cash into its digital version. Customer’s spend destination is not visible to the commercial bank

Security
Hyper-secure across entire system with private key encryption that cannot be extracted, imported or compromised

Scalability
Highly scalable and decentralised architecture with no single point of failure

Accessibility
Efficient merchant and consumer on-boarding both, online and on-site

Programmability
Control based on user demographics, currency and transaction attributes

Macroeconomic monitoring
Complete control of the Central Bank on every activity involving digital cash

Efficient policy enforcement
Smart contracts to enable Central Bank to establish policy controls with complete visibility and traceability