.

Quantum-Safe Payments with Identity Inside

vATM is the world’s first financial infrastructure where digital identity and payments converge. Its two modules — qGuard and qPR — cut compliance costs, connect money across forms, and future-proof finance for the quantum era.

Schedule a Demo

The Cost of Repeated KYC

Banks and fintechs spend billions every year repeating the same customer checks..

vATM - qGuard : It converts a single KYC check into reusable digital credentials, potentially reducing compliance costs by up to 70%. It supports omnichannel digital payments, loyalty programs, and fee management, enabling direct retail access without commercial intermediaries. Trusted by SNB—your retail CBDC journey starts here.

Ready to Future-Proof Your Payment Infrastructure?
Whether you’re exploring quantum-safe stablecoins, retail CBDCs, upgrading security layers, or transforming high-speed settlement rails—our team is ready to partner with you. Let us show you what’s possible with a live Proof of Concept.

Contact for PoC

The Fragmentation of Digital Money

CBDCs, stable coins, and traditional currencies move on disconnected rails.

vATM - qPR : It's A high-speed, ISO-standard rail that unifies fiat, stablecoins,and CBDCs with quantum-safe security.

Ready to Future-Proof Your Payment Infrastructure?
Whether you’re exploring quantum-safe stablecoins, retail CBDCs, upgrading security layers, or transforming high-speed settlement rails—our team is ready to partner with you. Let us show you what’s possible with a live Proof of Concept.

Contact for PoC

The proven ecosystem solution for retail CBDC, chosen by IBM as their CBDC solution partner

Interpolability Icon

Interoperability

Built to interoperate with existing financial infrastructure and other blockchain networks

User Icon

Transaction Privacy

Inherits properties of hard cash into its digital version. Customer’s spend destination is not visible to the commercial bank

Security Icon

Security

Hyper-secure across entire system with private key encryption that cannot be extracted, imported or compromised

Scalability Icon

Scalability

Highly scalable and decentralised architecture with no single point of failure

User Group Icon

Accessibility

Efficient merchant and consumer on-boarding both, online and on-site

Code Icon

Programmability

Control based on user demographics, currency and transaction attributes

Analytics Icon

Macroeconomic monitoring

Complete control of the Central Bank on every activity involving digital cash

Card Icon

Efficient policy enforcement

Smart contracts to enable Central Bank to establish policy controls with complete visibility and traceability

.